About
34 South 45 North was founded in 2016 as a boutique consultancy operating in financial services and other industries.
With deep real-world experience and a strong analytical focus on emerging issues such as fast payments and open banking in both developed and developing markets, 34 South 45 North provides thoughtful insight - delivering elegant solutions to complex problems.
Dr. Brad Pragnell
Brad Pragnell has over 20 years of senior leadership experience spanning various organizations. He specializes in policy development, industry and corporate strategies, pensions and superannuation, payments and banking, fintech, and financial planning. He has consulted in North America, South Asia, and Australia to national payment bodies, NGOs, and scheme providers.
Michelle Dawson
Michelle Dawson has over 10 years combined experience leading substantial change within the Australian public service and as CEO for a not-for-profit. She has a strong understanding of governance and risk management having led the corporate governance function at a health network level within New South Wales Health, Australia’s largest state (provincial) health department. She is experienced in strategic
and business planning within both large and small organisations and is adept at assisting Boards.